Debt collection
Michael J Adams PC debt collection complaints
Consumers have filed 71 complaints about Michael J Adams PC's debt collection, 16 in the last 12 months (-50%). Michael J Adams PC answered 81.2% on time and closed 6% with relief. See the whole Michael J Adams PC record.
Michael J Adams PC against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Michael J Adams PC | 16 | 81.2% | 6% |
Latest Michael J Adams PC debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 24, 2026 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Oct 7, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Sep 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 28, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jul 31, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 29, 2026 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Jul 22, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jul 13, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jul 10, 2026 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Jul 3, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 15, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jan 23, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Dec 29, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Dec 6, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Dec 2, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Money back |
| Nov 6, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 23, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 14, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 30, 2025 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Aug 28, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 22, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Aug 18, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Aug 18, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 16, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Aug 12, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Jul 14, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 3, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 10, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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