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Debt collector · complaint record

Midwest Finance complaints

Consumers have filed 17 complaints about Midwest Finance since 2015, 4 of them in the last 12 months. It answered 100% on time and closed 50% with relief for the customer. The most common problem is took or threatened to take negative or legal action.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
17

Since May 2015

Last 12 months
4

new vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
50%

Typical debt collector: 24%

Last 30 days
0

Newest: Jun 8, 2026

Rank
#1,016 of 1,963

Most complained-about debt collectors

Midwest Finance complaints by month

The busiest month was June 2026 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Midwest Finance answered all time

  • Closed with monetary relief15.9%
  • Closed with non-monetary relief317.6%
  • Closed with explanation1376.5%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Midwest Finance complaints are about

  • Debt collection1059%
  • Payday & personal loans741%

Top Midwest Finance problems

Inside "Communication tactics"

  • Frequent or repeated calls 3

Midwest Finance compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Midwest FinanceDebt collection-4new100%50%-

Compare side by side: Midwest Finance vs Green Square · Midwest Finance vs EMoneyUSA · Midwest Finance vs Mullooly Jeffrey Rooney & Flynn · Midwest Finance vs Credit World Services

What people say about Midwest Finance

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Latest Midwest Finance complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jun 8, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitTXExplainedYes
Jun 8, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitTXFixedYes
Apr 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXFixedYes
Jan 12, 2026Debt collectionCommunication tacticsFrequent or repeated callsTXExplainedYes
May 17, 2025Payday & personal loansProblem when making paymentsTXExplainedYes
Apr 26, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jul 25, 2019Payday & personal loansProblem with the payoff process at the end of the loanAZExplainedYes
Jan 10, 2019Debt collectionCommunication tacticsFrequent or repeated callsNMExplainedYes
Dec 5, 2018Payday & personal loansStruggling to pay your loanTXExplainedYes
Aug 30, 2018Payday & personal loansProblem when making paymentsNMFixedYes
Jul 17, 2017Payday & personal loansStruggling to pay your loanTXExplainedYes
May 18, 2017Payday & personal loansCharged fees or interest you didn't expectTXMoney backYes

Questions about Midwest Finance

How many complaints does Midwest Finance have?

Midwest Finance has 17 complaints on record since May 2015, including 4 in the last 12 months and 0 in the last 30 days. That makes it number 2,028 of every company by complaints this year.

Does Midwest Finance respond to complaints?

Yes. Midwest Finance answered 100% of its complaints on time (within 15 days) and closed 50% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Midwest Finance?
Is Midwest Finance legit?

Midwest Finance is a real company with a public complaint record: consumers have complained about it 17 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Midwest Finance legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Midwest Finance?

Complain to Midwest Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Midwest Finance complaints come from?

Most come from Texas (13), New Mexico (3), Arizona (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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