Debt collection
Midwest Resale Specialist debt collection complaints
Consumers have filed 23 complaints about Midwest Resale Specialist's debt collection, 6 in the last 12 months. Midwest Resale Specialist answered 100% on time and closed 0% with relief. See the whole Midwest Resale Specialist record.
Midwest Resale Specialist against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Midwest Resale Specialist | 6 | 100% | 0% |
Latest Midwest Resale Specialist debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 5, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 7, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Apr 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 17, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 19, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 3, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 20, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 13, 2025 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 30, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 7, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 13, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 27, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 7, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 21, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 6, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 23, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 3, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Jun 12, 2023 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Jun 6, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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