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Debt collector · complaint record

Midwest Resale Specialist complaints

Consumers have filed 33 complaints about Midwest Resale Specialist since 2023, 10 of them in the last 12 months (-41% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
33

Since June 2023

Last 12 months
10

-41% vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
2

Newest: Nov 5, 2026

Rank
#727 of 1,963

Most complained-about debt collectors

Midwest Resale Specialist complaints by month

The busiest month was August 2025 (3 complaints). Complaints in the last 12 months are down 41% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Midwest Resale Specialist answered all time

  • Closed with non-monetary relief13%
  • Closed with explanation3297%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Midwest Resale Specialist complaints are about

  • Debt collection2370%
  • Credit reporting1030%

Top Midwest Resale Specialist problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 7
  • Debt was result of identity theft 2

Where Midwest Resale Specialist complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Minnesota (28), Nevada (2), Wisconsin (1), California (1), Illinois (1).

Midwest Resale Specialist compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Midwest Resale SpecialistDebt collection-10-41%100%0%-

Compare side by side: Midwest Resale Specialist vs Green Square · Midwest Resale Specialist vs EMoneyUSA · Midwest Resale Specialist vs Mullooly Jeffrey Rooney & Flynn · Midwest Resale Specialist vs Credit World Services

What people say about Midwest Resale Specialist

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Latest Midwest Resale Specialist complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Nov 5, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMNExplainedYes
Nov 4, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayMNExplainedYes
Aug 12, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayMNExplainedYes
Jul 8, 2026Credit reportingIncorrect information on your reportPersonal information incorrectMNExplainedYes
Jul 7, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitMNExplainedYes
Jun 9, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMNExplainedYes
Apr 7, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMNExplainedYes
Mar 17, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeMNExplainedYes
Feb 24, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftMNExplainedYes
Nov 19, 2025Debt collectionCommunication tacticsFrequent or repeated callsMNExplainedYes
Nov 3, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountMNExplainedYes
Oct 20, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMNExplainedYes

Questions about Midwest Resale Specialist

How many complaints does Midwest Resale Specialist have?

Midwest Resale Specialist has 33 complaints on record since June 2023, including 10 in the last 12 months and 2 in the last 30 days. That makes it number 1,447 of every company by complaints this year.

Does Midwest Resale Specialist respond to complaints?

Yes. Midwest Resale Specialist answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Midwest Resale Specialist?
Is Midwest Resale Specialist legit?

Midwest Resale Specialist is a real company with a public complaint record: consumers have complained about it 33 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Midwest Resale Specialist legit? for the signals, red flags and how to protect yourself.

Are complaints about Midwest Resale Specialist going up or down?

Down. There were 10 complaints in the last 12 months against 17 in the 12 before (-41%). See every month.

How do I file a complaint against Midwest Resale Specialist?

Complain to Midwest Resale Specialist in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Midwest Resale Specialist complaints come from?

Most come from Minnesota (28), Nevada (2), Wisconsin (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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