Credit reporting
Model Finance credit reporting complaints
Consumers have filed 22 complaints about Model Finance's credit reporting, 1 in the last 12 months. Model Finance answered 0% on time and closed - with relief. See the whole Model Finance record.
Model Finance against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Model Finance | 1 | 0% | - |
Latest Model Finance credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 16, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Nov 5, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Aug 6, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 5, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 23, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 23, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 19, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 24, 2025 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Apr 20, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Mar 18, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 4, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 18, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 24, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 18, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 7, 2020 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Mar 2, 2020 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Feb 9, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| May 26, 2019 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| May 26, 2019 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Explained |
| Feb 7, 2018 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 28, 2017 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 31, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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