Credit reporting
National Commercial Services credit reporting complaints
Consumers have filed 20 complaints about National Commercial Services's credit reporting, 1 in the last 12 months. National Commercial Services answered 100% on time and closed 100% with relief. See the whole National Commercial Services record.
National Commercial Services against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | National Commercial Services | 1 | 100% | 100% |
Latest National Commercial Services credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 1, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Sep 8, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Money back |
| Jul 14, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 27, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 12, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 6, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 1, 2025 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Jul 17, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 1, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 17, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 24, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 4, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 5, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 24, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jun 16, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 5, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 24, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 12, 2019 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 13, 2019 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 13, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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