Debt collector · complaint record
National Commercial Services complaints
Filed under National Commercial Services, Inc
Consumers have filed 226 complaints about National Commercial Services since 2013, 33 of them in the last 12 months (-20% on the year before). It answered 100% on time and closed 18% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Good response record. How it works
- Complaints on record
- 226
- Last 12 months
- 33
- Answered on time
- 100%
- Closed with relief
- 18%
- Last 30 days
- 3
- Rank
- #404 of 1,963
Since November 2013
-20% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 6, 2026
Most complained-about debt collectors
National Commercial Services complaints by month
The busiest month was June 2025 (8 complaints). Complaints in the last 12 months are down 20% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How National Commercial Services answered last 12 months
- Closed with non-monetary relief618.2%
- Closed with explanation2781.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers15/4018.2% closed with relief
- Complaint trend15/15-20% vs last year
What National Commercial Services complaints are about
Top National Commercial Services problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 53
- Debt was paid 11
- Debt was result of identity theft 7
Where National Commercial Services complaints come from
Most complaints: California (34), North Carolina (24), Ohio (17), Florida (14), Texas (13).
National Commercial Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | International Debt Buying ConsultantsDebt collection | 10 | 34 | F |
| 2 | Loan South Finance & Tax Service of TroyDebt collection | 51 | 34 | C |
| 3 | Collection Service of NevadaDebt collection | 50 | 34 | C |
| 4 | Out TechDebt collection | 50 | 33 | C |
| 5 | The Moore Law GroupDebt collection | 60 | 33 | C |
| 6 | Orions Management GroupDebt collection | 55 | 33 | C |
| 7 | Great American FinanceDebt collection | 59 | 33 | C |
| 8 | National Commercial ServicesDebt collection | 75 | 33 | B |
Compare side by side: National Commercial Services vs International Debt Buying Consultants · National Commercial Services vs Loan South Finance & Tax Service of Troy · National Commercial Services vs Collection Service of Nevada · National Commercial Services vs Out Tech
What people say about National Commercial Services
All experiencesNo experiences with National Commercial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest National Commercial Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Sep 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Sep 6, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Aug 25, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 17, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 14, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Aug 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 20, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 10, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Questions about National Commercial Services
How many complaints does National Commercial Services have?
National Commercial Services has 226 complaints on record since November 2013, including 33 in the last 12 months and 3 in the last 30 days. That makes it number 850 of every company by complaints this year.
Does National Commercial Services respond to complaints?
Yes. National Commercial Services answered 100% of its complaints on time (within 15 days) and closed 18% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 75/100 (grade B).
What do people complain about most with National Commercial Services?
The most common problems are attempts to collect debt not owed (71), took or threatened to take negative or legal action (34), false statements or representation (29).
Is National Commercial Services legit?
National Commercial Services is a real company with a public complaint record: consumers have complained about it 226 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is National Commercial Services legit? for the signals, red flags and how to protect yourself.
Are complaints about National Commercial Services going up or down?
Down. There were 33 complaints in the last 12 months against 41 in the 12 before (-20%). See every month.
How do I file a complaint against National Commercial Services?
Complain to National Commercial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most National Commercial Services complaints come from?
Most come from California (34), North Carolina (24), Ohio (17). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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