Payday & personal loans
National Debt payday & personal loans complaints
Consumers have filed 4 complaints about National Debt's payday & personal loans, 4 in the last 12 months. National Debt answered 100% on time and closed 0% with relief. See the whole National Debt record.
National Debt against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | National Debt | 4 | 100% | 0% |
Latest National Debt payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 20, 2026 | Payday & personal loans | Problem when making payments | Explained |
| Jun 11, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Jun 9, 2026 | Payday & personal loans | Can't contact lender or servicer | Explained |
| Feb 11, 2026 | Payday & personal loans | Credit monitoring or identity theft protection servicesDidn't receive services that were advertised | Explained |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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