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Debt collection

Nationwide Acceptance debt collection complaints

Consumers have filed 42 complaints about Nationwide Acceptance's debt collection, 4 in the last 12 months. Nationwide Acceptance answered 100% on time and closed 0% with relief. See the whole Nationwide Acceptance record.

Nationwide Acceptance against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Nationwide Acceptance4new100%0%42

Every debt collector ranked

Latest Nationwide Acceptance debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jan 12, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedYes
Dec 3, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Dec 2, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftILExplainedYes
Dec 1, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftAZExplainedYes
Nov 6, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Nov 5, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtILExplainedYes
Oct 18, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountVAExplainedYes
Oct 13, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Jun 17, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Mar 24, 2025Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtFLExplainedYes
Oct 2, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeILExplainedYes
Sep 1, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Mar 7, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeMOExplainedYes
Oct 11, 2022Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtWAExplainedYes
Sep 14, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Jul 5, 2022Debt collectionCommunication tacticsFrequent or repeated callsFLExplainedYes
May 27, 2022Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAExplainedYes
Oct 15, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftMIExplainedYes
Apr 30, 2021Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtDCExplainedYes
Sep 9, 2020Debt collectionCommunication tacticsFrequent or repeated callsKSExplainedYes
Apr 16, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursILMoney backYes
Mar 10, 2020Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsGAExplainedYes
Dec 30, 2019Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingILExplainedYes
Apr 25, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountMOExplainedYes
Apr 2, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Feb 1, 2018Debt collectionCommunication tacticsFrequent or repeated callsILExplainedYes
Oct 3, 2017Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Aug 9, 2017Debt collectionWritten notification about debtDidn't receive notice of right to disputeNVExplainedYes
Aug 9, 2017Debt collectionWritten notification about debtDidn't receive notice of right to disputeNVExplainedYes
Apr 8, 2017Debt collectionDisclosure verification of debtRight to dispute notice not receivedILExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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