Debt collection
Net Pay Advance debt collection complaints
Consumers have filed 27 complaints about Net Pay Advance's debt collection, 6 in the last 12 months. Net Pay Advance answered 100% on time and closed 17% with relief. See the whole Net Pay Advance record.
Net Pay Advance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Net Pay Advance | 6 | 100% | 17% |
Latest Net Pay Advance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 30, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 9, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Money back |
| Apr 6, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 5, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jan 29, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 23, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Sep 17, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 16, 2025 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 7, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jun 25, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| May 13, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 13, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 27, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 11, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 9, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 21, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 26, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 1, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 30, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Money back |
| Nov 22, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 4, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Money back |
| May 31, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 4, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Money back |
| Oct 11, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Jan 19, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Money back |
| Sep 13, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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