Debt collection
Niagara Restitution Service debt collection complaints
Consumers have filed 27 complaints about Niagara Restitution Service's debt collection. See the whole Niagara Restitution Service record.
Niagara Restitution Service against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Niagara Restitution Service | 0 | - | - |
Latest Niagara Restitution Service debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 30, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Jul 28, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jan 29, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Sep 11, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 23, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Apr 1, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Apr 1, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 12, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Aug 16, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Feb 28, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Feb 28, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Oct 27, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 10, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Sep 22, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jul 26, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Money back |
| Jul 21, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Money back |
| Jun 27, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Money back |
| Apr 25, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Fixed |
| Feb 21, 2017 | Debt collection | Communication tacticsThreatened to take legal action | Money back |
| Jan 6, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Closed |
| Mar 21, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Feb 3, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Feb 2, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Dec 4, 2015 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Closed |
| Dec 3, 2015 | Debt collection | False statements or representationImpersonated an attorney or official | Closed |
| Nov 26, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Closed |
| Nov 3, 2015 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Closed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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