Credit bureau · complaint record
Niagara Restitution Service complaints
Filed under Niagara Restitution Service Inc
Consumers have filed 29 complaints about Niagara Restitution Service since 2015, 1 of them in the last 12 months. It answered 0% on time and closed 19% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 29
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 19%
- Last 30 days
- 0
- Rank
- #418 of 566
Since November 2015
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Aug 23, 2026
Most complained-about credit bureaus & report companies
Niagara Restitution Service complaints by month
The busiest month was November 2015 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Niagara Restitution Service answered all time
- Closed with monetary relief413.8%
- Closed with non-monetary relief13.4%
- Closed with explanation1655.2%
- Closed620.7%
- Untimely response26.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Niagara Restitution Service complaints are about
Top Niagara Restitution Service problems
Inside "Took or threatened to take negative or legal action"
- Threatened to arrest you or take you to jail if you do not pay 12
- Threatened or suggested your credit would be damaged 1
- Threatened to sue you for very old debt 1
Where Niagara Restitution Service complaints come from
Most complaints: Texas (8), Kentucky (4), Florida (3), Louisiana (3), California (2).
Niagara Restitution Service compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Niagara Restitution ServiceCredit reporting | - | 1 | - |
Compare side by side: Niagara Restitution Service vs Apple Financing · Niagara Restitution Service vs Nav Technologies · Niagara Restitution Service vs Opportunity Fund · Niagara Restitution Service vs Heritage Financial Group
What people say about Niagara Restitution Service
All experiencesNo experiences with Niagara Restitution Service yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Niagara Restitution Service complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 23, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | No timely reply |
| Nov 30, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | No timely reply |
| Jul 28, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Jan 29, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Sep 11, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 23, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Apr 1, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Apr 1, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 12, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Aug 16, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Feb 28, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Feb 28, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
Questions about Niagara Restitution Service
How many complaints does Niagara Restitution Service have?
Niagara Restitution Service has 29 complaints on record since November 2015, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Niagara Restitution Service respond to complaints?
Yes. Niagara Restitution Service answered 0% of its complaints on time (within 15 days) and closed 19% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Niagara Restitution Service?
The most common problems are incorrect information on your report (1), took or threatened to take negative or legal action (14), communication tactics (4).
Is Niagara Restitution Service legit?
Niagara Restitution Service is a real company with a public complaint record: consumers have complained about it 29 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Niagara Restitution Service legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Niagara Restitution Service?
Complain to Niagara Restitution Service in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Niagara Restitution Service complaints come from?
Most come from Texas (8), Kentucky (4), Florida (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Niagara Restitution Service
No comments yet. Start the conversation - questions are welcome too.