Debt collection
Nicholas Financial debt collection complaints
Consumers have filed 49 complaints about Nicholas Financial's debt collection. See the whole Nicholas Financial record.
Nicholas Financial against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Nicholas Financial | 0 | - | - |
Latest Nicholas Financial debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 18, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 5, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 25, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 9, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 20, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 16, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 15, 2018 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jan 14, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 10, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 7, 2017 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 30, 2017 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Mar 31, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 19, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Closed |
| Nov 1, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Mar 20, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 14, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Feb 10, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 10, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Jul 12, 2013 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Nicholas Financial
No comments yet. Start the conversation - questions are welcome too.