Debt collection
Nicholas Financial debt collection complaints
Consumers have filed 49 complaints about Nicholas Financial's debt collection. See the whole Nicholas Financial record.
Nicholas Financial against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Nicholas Financial | 0 | - | - |
Latest Nicholas Financial debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 13, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 6, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 12, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 14, 2023 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jan 30, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 27, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 24, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 30, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 16, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 21, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 21, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 20, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 3, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 17, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 15, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 18, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 15, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 10, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 1, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 27, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 16, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 12, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 22, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 5, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 23, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 15, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 10, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 31, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 23, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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