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Debt collector · complaint record

NorAm Capital complaints

Consumers have filed 9 complaints about NorAm Capital since 2016, 5 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is problem with a company's investigation into an existing problem.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
9

Since July 2016

Last 12 months
5

new vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Oct 12, 2026

Rank
#940 of 1,963

Most complained-about debt collectors

NorAm Capital complaints by month

The busiest month was July 2026 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How NorAm Capital answered all time

  • Closed with explanation888.9%
  • Closed111.1%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What NorAm Capital complaints are about

  • Debt collection778%
  • Credit reporting222%

Top NorAm Capital problems

Inside "Problem with a company's investigation into an existing problem"

  • Was not notified of investigation status or results 2

NorAm Capital compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8NorAm CapitalDebt collection-5new100%0%-

Compare side by side: NorAm Capital vs Green Square · NorAm Capital vs EMoneyUSA · NorAm Capital vs Mullooly Jeffrey Rooney & Flynn · NorAm Capital vs Credit World Services

What people say about NorAm Capital

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Latest NorAm Capital complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 12, 2026Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsTXExplainedYes
Oct 12, 2026Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsTXExplainedYes
Jul 21, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Jul 4, 2026Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageTXExplainedYes
May 2, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitTXExplainedYes
Apr 30, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Jul 2, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Apr 19, 2018Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep trying-ExplainedYes
Jul 11, 2016Debt collectionDisclosure verification of debtNot disclosed as an attempt to collectCAClosedYes

Questions about NorAm Capital

How many complaints does NorAm Capital have?

NorAm Capital has 9 complaints on record since July 2016, including 5 in the last 12 months and 0 in the last 30 days. That makes it number 1,875 of every company by complaints this year.

Does NorAm Capital respond to complaints?

Yes. NorAm Capital answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with NorAm Capital?
Is NorAm Capital legit?

NorAm Capital is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is NorAm Capital legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against NorAm Capital?

Complain to NorAm Capital in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most NorAm Capital complaints come from?

Most come from Texas (7), California (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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