Debt collection
North American Credit Services debt collection complaints
Consumers have filed 231 complaints about North American Credit Services's debt collection, 31 in the last 12 months (+24%). North American Credit Services answered 100% on time and closed 0% with relief. See the whole North American Credit Services record.
North American Credit Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | North American Credit Services | 31 | 100% | 0% |
Latest North American Credit Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 13, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 8, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 15, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 14, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 10, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 23, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 19, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 12, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 5, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jul 14, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 14, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 30, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 29, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 28, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 23, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 1, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 29, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 22, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 24, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 3, 2026 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Jan 29, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 12, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 5, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 16, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 9, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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