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Credit reporting

North State Acceptance credit reporting complaints

Consumers have filed 49 complaints about North State Acceptance's credit reporting, 13 in the last 12 months. North State Acceptance answered 84.6% on time and closed 0% with relief. See the whole North State Acceptance record.

North State Acceptance against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13North State Acceptance13new84.6%0%49

Every credit bureau ranked

Latest North State Acceptance credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Oct 1, 2022Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Jun 14, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportMDExplainedYes
Apr 24, 2022Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Apr 10, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
Mar 10, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysNCExplainedYes
Feb 7, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysNCExplainedYes
Jan 30, 2022Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedYes
Jan 19, 2022Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizePAExplainedYes
Jul 8, 2021Credit reportingIncorrect information on your reportAccount information incorrectTNExplainedYes
Apr 2, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseVAExplainedYes
Mar 13, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysVAExplainedYes
May 28, 2020Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Oct 30, 2019Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedYes
May 11, 2019Credit reportingIncorrect information on your reportOld information reappears or never goes awayNCExplainedYes
Mar 20, 2019Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeVAExplainedYes
Jan 22, 2018Credit reportingIncorrect information on your reportInformation belongs to someone elseNCExplainedYes
Nov 22, 2017Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMDExplainedYes
Aug 4, 2017Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Jun 21, 2017Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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