Credit reporting
North State Acceptance credit reporting complaints
Consumers have filed 49 complaints about North State Acceptance's credit reporting, 13 in the last 12 months. North State Acceptance answered 84.6% on time and closed 0% with relief. See the whole North State Acceptance record.
North State Acceptance against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | North State Acceptance | 13 | 84.6% | 0% |
Latest North State Acceptance credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 7, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 29, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| May 15, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 5, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 30, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 15, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 8, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 10, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 4, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 1, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 15, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 16, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 17, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 6, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 28, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 16, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 24, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 1, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 20, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 18, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 11, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 29, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 26, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 16, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 4, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 15, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 2, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 3, 2022 | Credit reporting | Credit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection service | Explained |
| Oct 5, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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