Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Debt collection

Npas debt collection complaints

Consumers have filed 148 complaints about Npas's debt collection, 24 in the last 12 months. Npas answered 100% on time and closed 0% with relief. See the whole Npas record.

Npas against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Npas24new100%0%148

Every debt collector ranked

Latest Npas debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 26, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Oct 13, 2026Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Oct 7, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Sep 30, 2026Debt collectionCommunication tacticsFrequent or repeated callsTXExplainedYes
Aug 22, 2026Debt collectionThreatened to contact someone or share information improperlyContacted your employerWVExplainedYes
Aug 6, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Jul 21, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingTNExplainedYes
May 16, 2026Debt collectionAttempts to collect debt not owedDebt was paidALExplainedYes
May 1, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Apr 14, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMOExplainedYes
Apr 4, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountVAExplainedYes
Mar 31, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Mar 19, 2026Debt collectionAttempts to collect debt not owedDebt was paidUTExplainedYes
Mar 18, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursUTExplainedYes
Mar 10, 2026Debt collectionAttempts to collect debt not owedDebt was paidOHExplainedYes
Mar 2, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Feb 19, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Feb 12, 2026Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Feb 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Feb 3, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtKSExplainedYes
Jan 29, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Jan 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursUTExplainedYes
Dec 24, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountNMExplainedYes
Nov 22, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Oct 29, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Oct 6, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Sep 17, 2025Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Sep 12, 2025Debt collectionAttempts to collect debt not owedDebt was paidVAExplainedYes
Sep 2, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Aug 6, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about Npas

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience