Auto loans & leases
Oak Tree Financial auto loans & leases complaints
Consumers have filed 4 complaints about Oak Tree Financial's auto loans & leases, 2 in the last 12 months. Oak Tree Financial answered 0% on time and closed - with relief. See the whole Oak Tree Financial record.
Oak Tree Financial against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | Oak Tree Financial | 2 | 0% | - |
Latest Oak Tree Financial auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 13, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | No timely reply |
| Jun 1, 2026 | Auto loans & leases | Getting a loan or leaseChanges in terms mid-deal or after closing | No timely reply |
| Nov 13, 2024 | Auto loans & leases | Getting a loan or leaseCredit denial | No timely reply |
| May 13, 2020 | Auto loans & leases | Struggling to pay your loanLender trying to repossess or disable the vehicle | No timely reply |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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