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Debt collector · complaint record

OK Loan Service complaints

Consumers have filed 9 complaints about OK Loan Service since 2020, 4 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
9

Since May 2020

Last 12 months
4

new vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Aug 3, 2026

Rank
#1,016 of 1,963

Most complained-about debt collectors

OK Loan Service complaints by month

The busiest month was February 2026 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How OK Loan Service answered all time

  • Closed with explanation9100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What OK Loan Service complaints are about

  • Debt collection444%
  • Credit reporting111%
  • Payday & personal loans444%

Top OK Loan Service problems

Inside "Took or threatened to take negative or legal action"

  • Threatened or suggested your credit would be damaged 2

OK Loan Service compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8OK Loan ServiceDebt collection-4new100%0%-

Compare side by side: OK Loan Service vs Green Square · OK Loan Service vs EMoneyUSA · OK Loan Service vs Mullooly Jeffrey Rooney & Flynn · OK Loan Service vs Credit World Services

What people say about OK Loan Service

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Latest OK Loan Service complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Aug 3, 2026Credit reportingIncorrect information on your reportAccount information incorrectOKExplainedYes
Mar 7, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOKExplainedYes
Feb 27, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOKExplainedYes
Feb 16, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Oct 11, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftOKExplainedYes
May 3, 2024Payday & personal loansProblem with the payoff process at the end of the loanOKExplainedYes
Jan 6, 2021Payday & personal loansProblem when making paymentsOKExplainedYes
Jun 9, 2020Payday & personal loansProblem when making paymentsOKExplainedYes
May 29, 2020Payday & personal loansWas approved for a loan, but didn't receive the moneyOKExplainedYes

Questions about OK Loan Service

How many complaints does OK Loan Service have?

OK Loan Service has 9 complaints on record since May 2020, including 4 in the last 12 months and 0 in the last 30 days. That makes it number 2,028 of every company by complaints this year.

Does OK Loan Service respond to complaints?

Yes. OK Loan Service answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with OK Loan Service?
Is OK Loan Service legit?

OK Loan Service is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is OK Loan Service legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against OK Loan Service?

Complain to OK Loan Service in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most OK Loan Service complaints come from?

Most come from Oklahoma (8), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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