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Debt collection

ONLINE Information Services debt collection complaints

Consumers have filed 3,349 complaints about ONLINE Information Services's debt collection, 1,024 in the last 12 months (+62%). ONLINE Information Services answered 100% on time and closed 23% with relief. See the whole ONLINE Information Services record.

ONLINE Information Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13ONLINE Information Services1,024+62%100%23%3,349

Every debt collector ranked

Latest ONLINE Information Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Oct 16, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedYes
Oct 15, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes
Oct 15, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Oct 15, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNCExplainedYes
Oct 14, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Oct 14, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Oct 14, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Oct 13, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedYes
Oct 12, 2026Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedNJFixedYes
Oct 10, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNJFixedYes
Oct 10, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountLAFixedYes
Oct 10, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXFixedYes
Oct 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNYExplainedYes
Oct 10, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Oct 9, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNJExplainedYes
Oct 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Oct 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Oct 8, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZFixedYes
Oct 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Oct 8, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingTXFixedYes
Oct 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAFixedYes
Oct 8, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedLAExplainedYes
Oct 8, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedVAExplainedYes
Oct 7, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Oct 7, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Oct 7, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLFixedYes
Oct 6, 2026Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingFLFixedYes
Oct 6, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Oct 6, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Oct 6, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeGAFixedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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