Credit reporting
Optio Solutions credit reporting complaints
Consumers have filed 164 complaints about Optio Solutions's credit reporting, 95 in the last 12 months (+94%). Optio Solutions answered 100% on time and closed 0% with relief. See the whole Optio Solutions record.
Optio Solutions against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Optio Solutions | 95 | 100% | 0% |
Latest Optio Solutions credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 29, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 10, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 10, 2025 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Apr 28, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 25, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 21, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 14, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 6, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 5, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 4, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 3, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 19, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 14, 2025 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Mar 13, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 7, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 1, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 25, 2025 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Jan 17, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 17, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 18, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 12, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 9, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 6, 2024 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Dec 3, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 9, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 9, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 22, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 10, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 17, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 16, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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