Credit reporting
Oxygen XL credit reporting complaints
Consumers have filed 33 complaints about Oxygen XL's credit reporting, 13 in the last 12 months. Oxygen XL answered 100% on time and closed 8% with relief. See the whole Oxygen XL record.
Oxygen XL against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Oxygen XL | 13 | 100% | 8% |
Latest Oxygen XL credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 8, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 1, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 13, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 11, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 27, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 24, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 20, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 9, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Jan 9, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 29, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 24, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 7, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 4, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 3, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Apr 13, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Apr 1, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 5, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Sep 5, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 21, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 4, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Mar 3, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 9, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Mar 4, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 16, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 11, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Sep 22, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Sep 14, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Fixed |
| Jun 21, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 19, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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