Credit reporting
Pacific Credit Exchange credit reporting complaints
Consumers have filed 54 complaints about Pacific Credit Exchange's credit reporting, 3 in the last 12 months. Pacific Credit Exchange answered 100% on time and closed 33% with relief. See the whole Pacific Credit Exchange record.
Pacific Credit Exchange against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Pacific Credit Exchange | 3 | 100% | 33% |
Latest Pacific Credit Exchange credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 23, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Dec 15, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 26, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 11, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Aug 6, 2025 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jul 13, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Fixed |
| Jul 3, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 3, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 2, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Apr 18, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 9, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 8, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 5, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 27, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 8, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 31, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 24, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 11, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 17, 2024 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Aug 13, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 1, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 8, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 4, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 23, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 19, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 8, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 14, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 8, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 30, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 29, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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