Debt collector · complaint record
Pankey & Horlock complaints
Filed under Pankey & Horlock, LLC
Consumers have filed 5 complaints about Pankey & Horlock since 2020, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is electronic communications.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 5
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since May 2020
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jun 23, 2026
Most complained-about debt collectors
Pankey & Horlock complaints by month
The busiest month was May 2020 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Pankey & Horlock answered all time
- Closed with explanation5100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Pankey & Horlock problems
Inside "Took or threatened to take negative or legal action"
- Sued you without properly notifying you of lawsuit 1
- Seized or attempted to seize your property 1
Pankey & Horlock compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Pankey & HorlockDebt collection | - | 1 | - |
Compare side by side: Pankey & Horlock vs Green Square · Pankey & Horlock vs EMoneyUSA · Pankey & Horlock vs Mullooly Jeffrey Rooney & Flynn · Pankey & Horlock vs Credit World Services
What people say about Pankey & Horlock
All experiencesNo experiences with Pankey & Horlock yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Pankey & Horlock complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 23, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| May 14, 2025 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Jul 27, 2024 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| May 13, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 13, 2020 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
Questions about Pankey & Horlock
How many complaints does Pankey & Horlock have?
Pankey & Horlock has 5 complaints on record since May 2020, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Pankey & Horlock respond to complaints?
Yes. Pankey & Horlock answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Pankey & Horlock?
The most common problems are electronic communications (1), took or threatened to take negative or legal action (2), written notification about debt (1).
Is Pankey & Horlock legit?
Pankey & Horlock is a real company with a public complaint record: consumers have complained about it 5 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Pankey & Horlock legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Pankey & Horlock?
Complain to Pankey & Horlock in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Pankey & Horlock complaints come from?
Most come from Georgia (5). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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