Auto lender · complaint record
Payday Motors complaints
Filed under Payday Motors, Inc.
Consumers have filed 4 complaints about Payday Motors since 2023, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is repossession.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #133 of 193
Since September 2023
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Jan 6, 2026
Most complained-about auto lenders
Payday Motors complaints by month
The busiest month was September 2023 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Payday Motors answered all time
- Closed with explanation125%
- Untimely response375%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Payday Motors complaints are about
Top Payday Motors problems
Inside "Repossession"
- Loan balance remaining after the vehicle is repossessed and sold 1
- Voluntary repossession 1
Payday Motors compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Payday MotorsAuto loans & leases | - | 1 | - |
Compare side by side: Payday Motors vs The Savings Group · Payday Motors vs AC AutoPay LLC, Denver, CO Branch · Payday Motors vs CARS Acquisition · Payday Motors vs EA Holdings
What people say about Payday Motors
All experiencesNo experiences with Payday Motors yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Payday Motors complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 6, 2026 | Auto loans & leases | RepossessionVoluntary repossession | No timely reply |
| Apr 2, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Mar 8, 2025 | Auto loans & leases | Managing the loan or leaseLoan sold or transferred to another company | No timely reply |
| Sep 4, 2023 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
Questions about Payday Motors
How many complaints does Payday Motors have?
Payday Motors has 4 complaints on record since September 2023, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Payday Motors respond to complaints?
Yes. Payday Motors answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Payday Motors?
The most common problems are repossession (2), improper use of your report (1), managing the loan or lease (1).
Is Payday Motors legit?
Payday Motors is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Payday Motors legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Payday Motors?
Complain to Payday Motors in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Payday Motors complaints come from?
Most come from Kansas (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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