Debt collection
PayTomorrow debt collection complaints
Consumers have filed 34 complaints about PayTomorrow's debt collection, 10 in the last 12 months. PayTomorrow answered 90% on time and closed 0% with relief. See the whole PayTomorrow record.
PayTomorrow against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | PayTomorrow | 10 | 90% | 0% |
Latest PayTomorrow debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 4, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 16, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 2, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 19, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 8, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 17, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Dec 4, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 17, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 27, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 20, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 26, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 1, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 25, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 1, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 26, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 26, 2024 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Dec 13, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 4, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 21, 2024 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 20, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 15, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 31, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 28, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 25, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 23, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 5, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 3, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 10, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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