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Debt collector · complaint record

Personal Finance Center complaints

Consumers have filed 13 complaints about Personal Finance Center since 2018, 2 of them in the last 12 months. It answered 50% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
13

Since September 2018

Last 12 months
2

new vs the year before

Answered on time
50%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Jun 26, 2026

Rank
#1,275 of 1,963

Most complained-about debt collectors

Personal Finance Center complaints by month

The busiest month was September 2022 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Personal Finance Center answered all time

  • Closed with non-monetary relief17.7%
  • Closed with explanation1292.3%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Personal Finance Center complaints are about

  • Debt collection215%
  • Credit reporting18%
  • Mortgages646%
  • Payday & personal loans323%
  • Debt relief & credit repair18%

Top Personal Finance Center problems

Personal Finance Center compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Personal Finance CenterDebt collection-2new50%0%-

Compare side by side: Personal Finance Center vs Green Square · Personal Finance Center vs EMoneyUSA · Personal Finance Center vs Mullooly Jeffrey Rooney & Flynn · Personal Finance Center vs Credit World Services

What people say about Personal Finance Center

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Latest Personal Finance Center complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jun 26, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNVExplainedNo
Jan 22, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGUExplainedYes
Jul 29, 2023Payday & personal loansProblem with the payoff process at the end of the loanGUExplainedYes
Jul 29, 2023Payday & personal loansProblem with the payoff process at the end of the loanGUExplainedYes
Jun 22, 2023MortgagesTrouble during payment processGUExplainedYes
Sep 9, 2022MortgagesStruggling to pay mortgageGUExplainedYes
Sep 2, 2022MortgagesStruggling to pay mortgageGUExplainedYes
Jul 19, 2022Payday & personal loansStruggling to pay your loanGUExplainedYes
Apr 22, 2022MortgagesStruggling to pay mortgageGUExplainedYes
Mar 24, 2022MortgagesStruggling to pay mortgageGUExplainedYes
Dec 14, 2021MortgagesStruggling to pay mortgageGUExplainedYes
Feb 15, 2019Debt relief & credit repairConfusing or missing disclosuresGUExplainedYes

Questions about Personal Finance Center

How many complaints does Personal Finance Center have?

Personal Finance Center has 13 complaints on record since September 2018, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.

Does Personal Finance Center respond to complaints?

Yes. Personal Finance Center answered 50% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Personal Finance Center?
Is Personal Finance Center legit?

Personal Finance Center is a real company with a public complaint record: consumers have complained about it 13 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Personal Finance Center legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Personal Finance Center?

Complain to Personal Finance Center in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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