Debt collection
PlusFour debt collection complaints
Consumers have filed 414 complaints about PlusFour's debt collection. See the whole PlusFour record.
PlusFour against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | PlusFour | 0 | - | - |
Latest PlusFour debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 26, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 26, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Money back |
| Mar 18, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 15, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 15, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 5, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 4, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 3, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 19, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 19, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 19, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 9, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 4, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 31, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 31, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 28, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 23, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 22, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 22, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 21, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 8, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 7, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 30, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 29, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 10, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 4, 2024 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Dec 1, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 27, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 27, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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