Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Debt collection

PlusFour debt collection complaints

Consumers have filed 414 complaints about PlusFour's debt collection. See the whole PlusFour record.

PlusFour against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13PlusFour0-100%--414

Every debt collector ranked

Latest PlusFour debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Feb 14, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Feb 12, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Feb 11, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Feb 5, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtNVExplainedNo
Feb 4, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtKSExplainedYes
Jan 16, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftNVExplainedYes
Jan 15, 2019Debt collectionAttempts to collect debt not owedDebt was result of identity theftNVExplainedNo
Jan 7, 2019Debt collectionWritten notification about debtDidn't receive notice of right to disputeNVExplainedNo
Dec 20, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountNVExplainedNo
Dec 17, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAExplainedYes
Dec 4, 2018Debt collectionFalse statements or representationAttempted to collect wrong amount-ExplainedYes
Nov 27, 2018Debt collectionWritten notification about debtDidn't receive notice of right to disputeNVExplainedNo
Nov 19, 2018Debt collectionAttempts to collect debt not owedDebt was result of identity theftNVExplainedNo
Oct 17, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtNVExplainedYes
Oct 16, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Oct 12, 2018Debt collectionAttempts to collect debt not owedDebt was paidNVExplainedYes
Oct 12, 2018Debt collectionAttempts to collect debt not owedDebt was paidNVExplainedYes
Aug 7, 2018Debt collectionAttempts to collect debt not owedDebt was result of identity theftAZExplainedNo
Aug 3, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedNo
Jul 24, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Jul 6, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountNVExplainedNo
Jul 2, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Jun 27, 2018Debt collectionAttempts to collect debt not owedDebt was result of identity theftNVExplainedNo
Jun 26, 2018Debt collectionAttempts to collect debt not owedDebt was result of identity theftNVExplainedNo
May 31, 2018Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtNVExplainedYes
May 30, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtNVExplainedYes
Mar 27, 2018Debt collectionAttempts to collect debt not owedDebt was result of identity theftUTExplainedYes
Mar 7, 2018Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedWAExplainedYes
Mar 3, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtMOExplainedYes
Feb 27, 2018Debt collectionWritten notification about debtDidn't receive notice of right to disputeNVExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about PlusFour

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience