Debt collection
PlusFour debt collection complaints
Consumers have filed 414 complaints about PlusFour's debt collection. See the whole PlusFour record.
PlusFour against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | PlusFour | 0 | - | - |
Latest PlusFour debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 8, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 1, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 17, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 12, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 4, 2017 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Nov 30, 2017 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Nov 29, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 15, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 12, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 4, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 2, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Oct 31, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 26, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Oct 3, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 18, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 3, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 25, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 24, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 8, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 27, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 1, 2017 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 25, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 15, 2017 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 10, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 6, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 24, 2017 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| May 17, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 5, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 2, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 19, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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