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Debt collection

PlusFour debt collection complaints

Consumers have filed 414 complaints about PlusFour's debt collection. See the whole PlusFour record.

PlusFour against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13PlusFour0-100%--414

Every debt collector ranked

Latest PlusFour debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Nov 19, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountNVExplainedYes
Nov 5, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Oct 31, 2024Debt collectionAttempts to collect debt not owedDebt was paidAZExplainedYes
Oct 17, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Oct 13, 2024Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtUTExplainedYes
Oct 11, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNVExplainedYes
Oct 5, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountNVExplainedYes
Oct 4, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedYes
Sep 29, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursUTExplainedYes
Sep 27, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountAZExplainedYes
Sep 19, 2024Debt collectionAttempts to collect debt not owedDebt was paidNVExplainedYes
Sep 19, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountNVExplainedYes
Sep 18, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMOExplainedYes
Sep 12, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Sep 10, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountNVExplainedYes
Aug 30, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtNVExplainedYes
Aug 29, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeUTExplainedYes
Aug 28, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNVExplainedYes
Aug 25, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Aug 23, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountNVExplainedYes
Jul 28, 2024Debt collectionAttempts to collect debt not owedDebt was paidNVExplainedYes
Jul 17, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeNVExplainedYes
Jun 15, 2024Debt collectionAttempts to collect debt not owedDebt was paidNVExplainedYes
May 30, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtUTExplainedYes
May 23, 2024Debt collectionCommunication tacticsFrequent or repeated calls-ExplainedYes
May 6, 2024Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtNVExplainedYes
May 2, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Apr 25, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
Mar 31, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeNVExplainedYes
Mar 5, 2024Debt collectionAttempts to collect debt not owedDebt was paidNVExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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