Lender · complaint record
Ponca Finance complaints
Filed under Ponca Finance Co. Inc
Consumers have filed 5 complaints about Ponca Finance since 2018, 2 of them in the last 12 months. It answered 100% on time and closed 50% with relief for the customer. The most common problem is problem when making payments.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 5
- Last 12 months
- 2
- Answered on time
- 100%
- Closed with relief
- 50%
- Last 30 days
- 1
- Rank
- #169 of 272
Since December 2018
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Oct 30, 2026
Most complained-about personal & payday lenders
Ponca Finance complaints by month
The busiest month was December 2018 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Ponca Finance answered all time
- Closed with non-monetary relief120%
- Closed with explanation480%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Ponca Finance complaints are about
Top Ponca Finance problems
Inside "Incorrect information on your report"
- Account status incorrect 2
Ponca Finance compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | Ponca FinancePayday & personal loans | - | 2 | - |
Compare side by side: Ponca Finance vs SoLo Funds · Ponca Finance vs AAA Auto Title Loans · Ponca Finance vs Powerpay · Ponca Finance vs AmeriCash
What people say about Ponca Finance
All experiencesNo experiences with Ponca Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Ponca Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 30, 2026 | Payday & personal loans | Problem when making payments | Fixed |
| Apr 24, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Oct 17, 2019 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 30, 2019 | Payday & personal loans | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 5, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
Questions about Ponca Finance
How many complaints does Ponca Finance have?
Ponca Finance has 5 complaints on record since December 2018, including 2 in the last 12 months and 1 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Ponca Finance respond to complaints?
Yes. Ponca Finance answered 100% of its complaints on time (within 15 days) and closed 50% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Ponca Finance?
The most common problems are problem when making payments (1), struggling to pay your loan (1), incorrect information on your report (2).
Is Ponca Finance legit?
Ponca Finance is a real company with a public complaint record: consumers have complained about it 5 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Ponca Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Ponca Finance?
Complain to Ponca Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Ponca Finance complaints come from?
Most come from Oklahoma (4), Missouri (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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