Debt collection
Protas, Spivok & Collins debt collection complaints
Consumers have filed 56 complaints about Protas, Spivok & Collins's debt collection, 7 in the last 12 months. Protas, Spivok & Collins answered 71.4% on time and closed 0% with relief. See the whole Protas, Spivok & Collins record.
Protas, Spivok & Collins against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Protas, Spivok & Collins | 7 | 71.4% | 0% |
Latest Protas, Spivok & Collins debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 18, 2026 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jul 27, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jun 8, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 28, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 21, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 24, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 21, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 1, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 4, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 4, 2025 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| Apr 3, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 13, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Feb 11, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 6, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jan 25, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 15, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 23, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 27, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 8, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Feb 26, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Dec 27, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 8, 2023 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Oct 3, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 30, 2023 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Mar 24, 2023 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Sep 29, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 8, 2021 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Jun 18, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 11, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 30, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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