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Debt collector · complaint record

Protas, Spivok & Collins complaints

Consumers have filed 62 complaints about Protas, Spivok & Collins since 2014, 10 of them in the last 12 months. It answered 80% on time and closed 0% with relief for the customer. The most common problem is written notification about debt.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
62

Since February 2014

Last 12 months
10

new vs the year before

Answered on time
80%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Sep 21, 2026

Rank
#727 of 1,963

Most complained-about debt collectors

Protas, Spivok & Collins complaints by month

The busiest month was May 2017 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Protas, Spivok & Collins answered all time

  • Closed with non-monetary relief11.6%
  • Closed with explanation6096.8%
  • Closed11.6%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Protas, Spivok & Collins complaints are about

  • Debt collection5690%
  • Credit reporting23%
  • Auto loans & leases12%
  • Payday & personal loans23%
  • Credit cards12%

Top Protas, Spivok & Collins problems

Inside "Written notification about debt"

  • Didn't receive enough information to verify debt 10
  • Didn't receive notice of right to dispute 7
  • Notification didn't disclose it was an attempt to collect a debt 1

Where Protas, Spivok & Collins complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Maryland (28), Virginia (28), District of Columbia (4), North Carolina (1), New Jersey (1).

Protas, Spivok & Collins compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Protas, Spivok & CollinsDebt collection-10new80%0%-

Compare side by side: Protas, Spivok & Collins vs Green Square · Protas, Spivok & Collins vs EMoneyUSA · Protas, Spivok & Collins vs Mullooly Jeffrey Rooney & Flynn · Protas, Spivok & Collins vs Credit World Services

What people say about Protas, Spivok & Collins

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Latest Protas, Spivok & Collins complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Sep 21, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldMDExplainedYes
Sep 18, 2026Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyMDExplainedYes
Jul 27, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtVAExplainedYes
Jun 8, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeVAExplainedYes
May 31, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMDExplainedYes
May 4, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeMDExplainedYes
Apr 28, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtVAExplainedYes
Apr 21, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeVAExplainedYes
Dec 24, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursMDExplainedNo
Nov 21, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtMDExplainedNo
Nov 1, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtMDExplainedNo
Sep 4, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountMDExplainedNo

Questions about Protas, Spivok & Collins

How many complaints does Protas, Spivok & Collins have?

Protas, Spivok & Collins has 62 complaints on record since February 2014, including 10 in the last 12 months and 0 in the last 30 days. That makes it number 1,447 of every company by complaints this year.

Does Protas, Spivok & Collins respond to complaints?

Yes. Protas, Spivok & Collins answered 80% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Protas, Spivok & Collins?
Is Protas, Spivok & Collins legit?

Protas, Spivok & Collins is a real company with a public complaint record: consumers have complained about it 62 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Protas, Spivok & Collins legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Protas, Spivok & Collins?

Complain to Protas, Spivok & Collins in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Protas, Spivok & Collins complaints come from?

Most come from Maryland (28), Virginia (28), District of Columbia (4). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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