Debt collection
Ray Klein debt collection complaints
Consumers have filed 624 complaints about Ray Klein's debt collection, 100 in the last 12 months (+56%). Ray Klein answered 86% on time and closed 0% with relief. See the whole Ray Klein record.
Ray Klein against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Ray Klein | 100 | 86% | 0% |
Latest Ray Klein debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 23, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 23, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jun 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 19, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 2, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 21, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 19, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 5, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Apr 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 28, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 25, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 10, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 3, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 3, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 2, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 1, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 23, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 22, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 21, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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