Debt collection
Reach Financial debt collection complaints
Consumers have filed 19 complaints about Reach Financial's debt collection, 9 in the last 12 months. Reach Financial answered 100% on time and closed 0% with relief. See the whole Reach Financial record.
Reach Financial against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Reach Financial | 9 | 100% | 0% |
Latest Reach Financial debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 31, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 1, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 2, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 1, 2026 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Mar 21, 2026 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Feb 16, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 6, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 10, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 11, 2025 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| Jan 3, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 22, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 9, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 2, 2024 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Oct 11, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 10, 2023 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Nov 3, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 25, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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