Credit bureau · complaint record
RecFi complaints
Filed under RecFi,LLC
Consumers have filed 4 complaints about RecFi since 2024, 2 of them in the last 12 months. It answered 0% on time. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 2
- Answered on time
- 0%
- Closed with relief
- -
- Last 30 days
- 0
- Rank
- #342 of 566
Since September 2024
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Sep 17, 2026
Most complained-about credit bureaus & report companies
RecFi complaints by month
The busiest month was September 2024 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How RecFi answered all time
- Untimely response4100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top RecFi problems
Inside "Incorrect information on your report"
- Account status incorrect 2
RecFi compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | RecFiCredit reporting | - | 2 | - |
Compare side by side: RecFi vs Apple Financing · RecFi vs Nav Technologies · RecFi vs Opportunity Fund · RecFi vs Heritage Financial Group
What people say about RecFi
All experiencesNo experiences with RecFi yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest RecFi complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 17, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Nov 25, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Oct 25, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Sep 14, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
Questions about RecFi
How many complaints does RecFi have?
RecFi has 4 complaints on record since September 2024, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does RecFi respond to complaints?
Yes. RecFi answered 0% of its complaints on time (within 15 days) and closed - with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with RecFi?
The most common problems are incorrect information on your report (2), improper use of your report (2).
Is RecFi legit?
RecFi is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is RecFi legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against RecFi?
Complain to RecFi in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most RecFi complaints come from?
Most come from Florida (1), Indiana (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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