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Debt collector · complaint record

Recovery Ace complaints

Consumers have filed 10 complaints about Recovery Ace since 2019, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
10

Since June 2019

Last 12 months
1

new vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Jul 9, 2026

Rank
#1,510 of 1,963

Most complained-about debt collectors

Recovery Ace complaints by month

The busiest month was June 2019 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Recovery Ace answered all time

  • Closed with explanation10100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Recovery Ace complaints are about

  • Debt collection990%
  • Credit reporting110%

Top Recovery Ace problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 3
  • Debt was paid 1

Recovery Ace compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Recovery AceDebt collection-1new100%0%-

Compare side by side: Recovery Ace vs Green Square · Recovery Ace vs EMoneyUSA · Recovery Ace vs Mullooly Jeffrey Rooney & Flynn · Recovery Ace vs Credit World Services

What people say about Recovery Ace

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Latest Recovery Ace complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jul 9, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCOExplainedYes
Aug 30, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCOExplainedNo
Apr 1, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountCOExplainedYes
Nov 26, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeCOExplainedYes
Dec 29, 2022Debt collectionAttempts to collect debt not owedDebt was paidCOExplainedYes
Sep 9, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursDEExplainedYes
May 20, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportCOExplainedYes
Apr 20, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Jul 5, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtCOExplainedYes
Jun 24, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes

Questions about Recovery Ace

How many complaints does Recovery Ace have?

Recovery Ace has 10 complaints on record since June 2019, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.

Does Recovery Ace respond to complaints?

Yes. Recovery Ace answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Recovery Ace?
Is Recovery Ace legit?

Recovery Ace is a real company with a public complaint record: consumers have complained about it 10 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Recovery Ace legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Recovery Ace?

Complain to Recovery Ace in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Recovery Ace complaints come from?

Most come from Colorado (7), California (2), Delaware (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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