Debt collection
Recuvery debt collection complaints
Consumers have filed 63 complaints about Recuvery's debt collection, 36 in the last 12 months (+33%). Recuvery answered 100% on time and closed 6% with relief. See the whole Recuvery record.
Recuvery against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Recuvery | 36 | 100% | 6% |
Latest Recuvery debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 18, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 14, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Dec 11, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 4, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Dec 3, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 3, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 7, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 7, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 5, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 31, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 30, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 29, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 29, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 27, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 10, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 9, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 30, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 18, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 13, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 5, 2025 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Sep 5, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 3, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 2, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 20, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 14, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 17, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 15, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 13, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 12, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 12, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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