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Debt collector · complaint record

Recuvery complaints

Consumers have filed 76 complaints about Recuvery since 2024, 48 of them in the last 12 months (+71% on the year before). It answered 100% on time and closed 8% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.

Average response record. How it works

Complaints on record
76

Since December 2024

Last 12 months
48

+71% vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
8%

Typical debt collector: 24%

Last 30 days
3

Newest: Nov 3, 2026

Rank
#326 of 1,963

Most complained-about debt collectors

Recuvery complaints by month

The busiest month was December 2025 (10 complaints). Complaints in the last 12 months are up 71% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Recuvery answered last 12 months

  • Closed with non-monetary relief48.3%
  • Closed with explanation4491.7%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time45/45100% on time
  • Relief for customers7/408.3% closed with relief
  • Complaint trend3/15+71% vs last year

What Recuvery complaints are about

Top Recuvery problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 23
  • Debt was result of identity theft 4

Where Recuvery complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Texas (19), Florida (13), Georgia (9), California (7), New York (4).

Recuvery compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1National Recovery SolutionsDebt collection4749+81%100%0%D
2Finance System of RichmondDebt collection1049+81%91.8%0%F
3Investment RetrieversDebt collection4448+23%97.9%0%D
4Pinnacle RecoveryDebt collection6348+37%100%15%C
5Arcon Credit SolutionsDebt collection5948-16%100%0%C
6Holloway Credit SolutionsDebt collection6648-17%100%8%B
7U.S. Collections WestDebt collection5948-16%100%0%C
8RecuveryDebt collection5548+71%100%8%C

Compare side by side: Recuvery vs National Recovery Solutions · Recuvery vs Finance System of Richmond · Recuvery vs Investment Retrievers · Recuvery vs Pinnacle Recovery

What people say about Recuvery

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Latest Recuvery complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Nov 3, 2026Debt collectionElectronic communicationsFrequent or repeated messagesFLExplainedYes
Oct 23, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Oct 20, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Oct 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Oct 7, 2026Credit reportingIncorrect information on your reportAccount information incorrectNYExplainedYes
Sep 25, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Sep 24, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Sep 18, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Aug 23, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGAFixedYes
Aug 22, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayINFixedYes
Aug 21, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 17, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes

Questions about Recuvery

How many complaints does Recuvery have?

Recuvery has 76 complaints on record since December 2024, including 48 in the last 12 months and 3 in the last 30 days. That makes it number 684 of every company by complaints this year.

Does Recuvery respond to complaints?

Yes. Recuvery answered 100% of its complaints on time (within 15 days) and closed 8% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 55/100 (grade C).

What do people complain about most with Recuvery?
Is Recuvery legit?

Recuvery is a real company with a public complaint record: consumers have complained about it 76 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Recuvery legit? for the signals, red flags and how to protect yourself.

Are complaints about Recuvery going up or down?

Up. There were 48 complaints in the last 12 months against 28 in the 12 before (+71%). See every month.

How do I file a complaint against Recuvery?

Complain to Recuvery in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Recuvery complaints come from?

Most come from Texas (19), Florida (13), Georgia (9). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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