Credit bureau · complaint record
Regal Credit complaints
Filed under REGAL CREDIT CORPORATION
Consumers have filed 5 complaints about Regal Credit since 2023, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 5
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #418 of 566
Since December 2023
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Feb 9, 2026
Most complained-about credit bureaus & report companies
Regal Credit complaints by month
The busiest month was September 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Regal Credit answered all time
- Closed with explanation5100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Regal Credit complaints are about
Top Regal Credit problems
Regal Credit compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Regal CreditCredit reporting | - | 1 | - |
Compare side by side: Regal Credit vs Apple Financing · Regal Credit vs Nav Technologies · Regal Credit vs Opportunity Fund · Regal Credit vs Heritage Financial Group
What people say about Regal Credit
All experiencesNo experiences with Regal Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Regal Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 9, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 29, 2025 | Payday & personal loans | Struggling to pay your loan | Explained |
| Sep 16, 2025 | Payday & personal loans | Struggling to pay your loan | Explained |
| Jan 23, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Dec 8, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Questions about Regal Credit
How many complaints does Regal Credit have?
Regal Credit has 5 complaints on record since December 2023, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Regal Credit respond to complaints?
Yes. Regal Credit answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Regal Credit?
The most common problems are incorrect information on your report (1), struggling to pay your loan (2), took or threatened to take negative or legal action (1).
Is Regal Credit legit?
Regal Credit is a real company with a public complaint record: consumers have complained about it 5 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Regal Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Regal Credit?
Complain to Regal Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Regal Credit complaints come from?
Most come from Louisiana (5). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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