Credit reporting
Retail Merchants Associates credit reporting complaints
Consumers have filed 48 complaints about Retail Merchants Associates's credit reporting, 10 in the last 12 months. Retail Merchants Associates answered 100% on time and closed 0% with relief. See the whole Retail Merchants Associates record.
Retail Merchants Associates against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Retail Merchants Associates | 10 | 100% | 0% |
Latest Retail Merchants Associates credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 20, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 18, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 3, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 1, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 13, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 12, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 18, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 9, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 6, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 16, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 24, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 12, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 12, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 28, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Mar 6, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 10, 2025 | Credit reporting | Credit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection service | Explained |
| Jan 14, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 12, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 24, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 25, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 26, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 12, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 17, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 15, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 2, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 10, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 8, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 8, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 31, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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