Debt collector · complaint record
RTO National complaints
Consumers have filed 4 complaints about RTO National since 2026, 4 of them in the last 12 months. It answered 100% on time and closed 25% with relief for the customer. The most common problem is trouble during payment process.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 4
- Answered on time
- 100%
- Closed with relief
- 25%
- Last 30 days
- 0
- Rank
- #1,016 of 1,963
Since February 2026
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 3, 2026
Most complained-about debt collectors
RTO National complaints by month
The busiest month was February 2026 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How RTO National answered all time
- Closed with non-monetary relief125%
- Closed with explanation375%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What RTO National complaints are about
Top RTO National problems
Inside "Trouble during payment process"
- Loan sold or transferred to another company 1
- Interest rate 1
Where RTO National complaints come from
Most complaints: Florida (1), North Carolina (1), South Carolina (1), Washington (1).
RTO National compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | RTO NationalDebt collection | - | 4 | - |
Compare side by side: RTO National vs Green Square · RTO National vs EMoneyUSA · RTO National vs Mullooly Jeffrey Rooney & Flynn · RTO National vs Credit World Services
What people say about RTO National
All experiencesNo experiences with RTO National yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest RTO National complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 3, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 1, 2026 | Mortgages | Trouble during payment processLoan sold or transferred to another company | Explained |
| Apr 9, 2026 | Mortgages | Trouble during payment processInterest rate | Explained |
| Feb 13, 2026 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Fixed |
Questions about RTO National
How many complaints does RTO National have?
RTO National has 4 complaints on record since February 2026, including 4 in the last 12 months and 0 in the last 30 days. That makes it number 2,028 of every company by complaints this year.
Does RTO National respond to complaints?
Yes. RTO National answered 100% of its complaints on time (within 15 days) and closed 25% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with RTO National?
The most common problems are trouble during payment process (2), communication tactics (2).
Is RTO National legit?
RTO National is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is RTO National legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against RTO National?
Complain to RTO National in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most RTO National complaints come from?
Most come from Florida (1), North Carolina (1), South Carolina (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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