Auto lender · complaint record
Saddleback Acceptance complaints
Filed under Saddleback Acceptance Corporation
Consumers have filed 6 complaints about Saddleback Acceptance since 2018, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is repossession.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 6
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since May 2018
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Sep 10, 2023
Saddleback Acceptance complaints by month
The busiest month was May 2018 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Saddleback Acceptance answered all time
- Closed with explanation6100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Saddleback Acceptance complaints are about
Top Saddleback Acceptance problems
Inside "Repossession"
- Damage caused or loss of personal items in vehicle during the actual repossession 1
- Loan balance remaining after the vehicle is repossessed and sold 1
Saddleback Acceptance compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Saddleback AcceptanceAuto loans & leases | - | 0 | - |
Compare side by side: Saddleback Acceptance vs The Savings Group · Saddleback Acceptance vs AC AutoPay LLC, Denver, CO Branch · Saddleback Acceptance vs CARS Acquisition · Saddleback Acceptance vs EA Holdings
What people say about Saddleback Acceptance
All experiencesNo experiences with Saddleback Acceptance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Saddleback Acceptance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 10, 2023 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Aug 30, 2023 | Auto loans & leases | RepossessionDamage caused or loss of personal items in vehicle during the actual repossession | Explained |
| Mar 17, 2022 | Auto loans & leases | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Dec 30, 2019 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jun 6, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 10, 2018 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
Questions about Saddleback Acceptance
How many complaints does Saddleback Acceptance have?
Saddleback Acceptance has 6 complaints on record since May 2018, including 0 in the last 12 months and 0 in the last 30 days.
Does Saddleback Acceptance respond to complaints?
Yes. Saddleback Acceptance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Saddleback Acceptance?
The most common problems are repossession (2), struggling to pay your loan (1), problem with a credit reporting company's investigation into an existing problem (1).
Is Saddleback Acceptance legit?
Saddleback Acceptance is a real company with a public complaint record: consumers have complained about it 6 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Saddleback Acceptance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Saddleback Acceptance?
Complain to Saddleback Acceptance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Saddleback Acceptance complaints come from?
Most come from California (4), Arizona (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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