Credit reporting
Santander Consumer USA credit reporting complaints
Consumers have filed 3,606 complaints about Santander Consumer USA's credit reporting. See the whole Santander Consumer USA record.
Santander Consumer USA against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Santander Consumer USA | 0 | - | - |
Latest Santander Consumer USA credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 5, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 5, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 5, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 4, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 4, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 3, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 3, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 3, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 2, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 1, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 1, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 31, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 31, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 30, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 30, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 30, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 29, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 29, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 29, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 29, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 29, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 29, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 28, 2022 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Aug 28, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 28, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 28, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 28, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 27, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 27, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 27, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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