Credit reporting
Santander Consumer USA credit reporting complaints
Consumers have filed 3,606 complaints about Santander Consumer USA's credit reporting. See the whole Santander Consumer USA record.
Santander Consumer USA against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Santander Consumer USA | 0 | - | - |
Latest Santander Consumer USA credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 22, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 20, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 17, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 16, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 16, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 16, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 15, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 15, 2022 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Sep 15, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 13, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 13, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 13, 2022 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Fixed |
| Sep 12, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 12, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 10, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 10, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Sep 9, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 9, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 9, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 8, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 8, 2022 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Sep 8, 2022 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Sep 8, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 8, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 7, 2022 | Credit reporting | Problem with a company's investigation into an existing issueDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Sep 7, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 6, 2022 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Sep 6, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 6, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 5, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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