Debt collection
Sarma debt collection complaints
Consumers have filed 146 complaints about Sarma's debt collection, 14 in the last 12 months. Sarma answered 100% on time and closed 0% with relief. See the whole Sarma record.
Sarma against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Sarma | 14 | 100% | 0% |
Latest Sarma debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 17, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 4, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 21, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 15, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 12, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 7, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 1, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Dec 31, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 21, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 28, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 14, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 10, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 1, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 29, 2025 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Apr 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 19, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 18, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 16, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 10, 2024 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Aug 1, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 20, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 5, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 18, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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