Debt collection
Sarma debt collection complaints
Consumers have filed 146 complaints about Sarma's debt collection, 14 in the last 12 months. Sarma answered 100% on time and closed 0% with relief. See the whole Sarma record.
Sarma against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Sarma | 14 | 100% | 0% |
Latest Sarma debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 12, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 30, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 28, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 24, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 22, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 14, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 8, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 25, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 14, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 9, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 9, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 2, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 27, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 26, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 8, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 11, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 18, 2017 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Jul 13, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 12, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 30, 2017 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Mar 21, 2017 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 17, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Feb 13, 2017 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Jan 24, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Oct 25, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Aug 17, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Jun 22, 2016 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| May 31, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 21, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| May 9, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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